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First Time Buyers

Suitable Financial Advice can help First Time Buyers with a new mortgage.

Many First Time Buyers are concerned about having a mortgage for the first time and we can help you understand the various types of mortgages, fees involved and all other related matters when First Time Buyers are purchasing a property.

First Time Buyers need to consider:

  • Types of Mortgages – capital & repayment or interest only
  • Deposit Required - How much and how to save - Help to buy and Lifetime ISA (Lisa)
  • Fees involved – arrangement fees, redemption penalties & valuation fees
  • Protection - buildings & contents, mortgage income protection insurance, life cover
  • Stamp duty

First Time Buyers, buying your first home need not be a minefield. We can talk you through the steps and try to make things a little easier for you.

If you want the cheapest deal we will find it however we will make you fully aware of any charges or fees that you may have to pay. Due to lenders arrangement fees, sometimes the lowest interest rates are not necessarily the best mortgages - we’ll go through this with you.

At Suitable Financial Advice we are Independent for Mortgages which means we can search the market for the best Mortgage deals available.

Whatever your circumstances, make sure you use our experience to provide you with the best mortgage advice for you. Contact us now for an initial discussion.



23 May 2018 11:11:28 GMT
Housing market continues to cool Pace of growth slows but the average UK property now costs £224,00 - £9,000 more than March 2017.

23 May 2018 10:32:39 GMT
Rate rise chances dim as inflation falls The prospect of an increase in UK interest rates this year recedes after inflation dips in April.