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First Time Buyers

Suitable Financial Advice can help First Time Buyers with a new mortgage.

Many First Time Buyers are concerned about having a mortgage for the first time and we can help you understand the various types of mortgages, fees involved and all other related matters when First Time Buyers are purchasing a property.

First Time Buyers need to consider:

  • Types of Mortgages – capital & repayment or interest only
  • Deposit Required - How much and how to save - Help to buy and Lifetime ISA (Lisa)
  • Fees involved – arrangement fees, redemption penalties & valuation fees
  • Protection - buildings & contents, mortgage income protection insurance, life cover
  • Stamp duty

First Time Buyers, buying your first home need not be a minefield. We can talk you through the steps and try to make things a little easier for you.

If you want the cheapest deal we will find it however we will make you fully aware of any charges or fees that you may have to pay. Due to lenders arrangement fees, sometimes the lowest interest rates are not necessarily the best mortgages - we’ll go through this with you.

At Suitable Financial Advice we are Independent for Mortgages which means we can search the market for the best Mortgage deals available.

Whatever your circumstances, make sure you use our experience to provide you with the best mortgage advice for you. Contact us now for an initial discussion.



16 Feb 2018 13:15:44 GMT
Mid-earners 'locked out of buying a home' The biggest decline in home ownership in the last 20 years has been among middle-income 25 to 34-year-olds.

16 Feb 2018 16:31:54 GMT
£10,000 proposed for everyone under 55 The government should give £10,000 to every citizen under 55, a report suggests.